![]() ![]() At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next.īankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you.Īt Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience.Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions.Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. ![]() With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. See links to policies above for more information.At Bankrate, we have a mission to demystify the credit cards industry - regardless or where you are in your journey - and make it one you can navigate with confidence. We are not responsible for the content that we link to. We do not investigate the solvency of of companies mentioned on our website. The value of your investment can go down as well as up so you may get back less than you invested. You should never invest more than you can afford to lose. ![]() Funds in shares, bonds or other financial instruments and by their speculative nature and can be volitile. With regards to our information on investing, past performance is no guarantee of future results. Always do your own research on to ensure products and services are right for your specific circumstances as our information is derived from our perception and perspective Memoremoney is not responsible nor its content for any damages or losses arising from use of its information. We always aim to give accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change so double check first. Memoremoney is a journalistic website that aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use this information at your own risk and we cannot accept liability if things go wrong. memoremoney does not accept liability for any loss suffered by readers as a result for any such decisions or their use of any information on this site. Always obtain independent, professional advice for your own personal situation. You should not rely on this information for to make or refrain from making any decisions. The material on memoremoney, associated pages, channels, accounts and any other corespondence are for general information only and do not constitute investment, tax, legal or any other form of advice. Emma is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 to provide payment services.Įmma uses 256-bit TLS encryption 100% of the time. They also say they have bank-level security. This is a UK independent authority whose aim is to uphold information rights in the public interest, promoting openness by public bodies and data privacy for individuals. Is Emma Safe to use?Įmma looks pretty confident about their safety and security and notes they are ICO registered. It also rewards spending at certain stores such as Body Shop, B&Q Gousto, Boots, etc. The service is accessible and recommended both for beginners and managing subscriptions. Emma Pro costs £59.99 a year, while the first seven days are free.Įmma is easy to create and easy to use but a bit gamified, and the push to subscribe to Emma Pro can be irritating. It categorises your spending to ensure you will quickly see where your money goes each month.Ī premium account, Emma Pro, has additional features such as individualised categories and extra cashback. Emma checks your savings and credit account statements too. ![]()
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